Question 1

Can non-Swiss residents buy residential property in Geneva?

Accepted Answer

Yes, under specific Lex Koller regulations. Commercial properties are unrestricted, while residential purchases depend on your permit type and local quotas.

Question 2

What are the additional purchasing costs in Geneva?

Accepted Answer

Buyer fees typically range from 3% to 5% of the property price, covering notary fees, land registry taxes (droits d’enregistrement), and administrative costs.

Question 3

What is the typical down payment required for a mortgage?

Accepted Answer

Swiss banks generally require a minimum 20% down payment, with at least 10% coming from actual cash savings rather than pension funds.

Question 4

How long does the purchasing process take from start to finish?

Accepted Answer

On average, the transaction takes 60 to 90 days from the initial offer acceptance to receiving the official keys from the notary.

Question 5

Do I need a Swiss bank account to purchase a home?

Accepted Answer

Yes, a local Swiss bank account is necessary for processing mortgage payments, notary deposits, and tax obligations.

Question 6

How do you determine my property’s market value?

Accepted Answer

We combine real-time Geneva market data, recent comparable sales, location advantages, and property condition to deliver a precise valuation.

Question 7

Are property valuations free and non-binding?

Accepted Answer

Yes, all initial property evaluations conducted by our experts are 100% free with no obligation to list with us.

Question 8

How long does it usually take to sell a property with IG?

Accepted Answer

Most properties listed with us secure a qualified buyer within 30 to 60 days thanks to our targeted local buyer network.

Question 9

What taxes apply when selling real estate in Geneva?

Accepted Answer

Real estate gains tax (impôt sur les gains immobiliers) applies to the profit made. The tax rate decreases the longer you have owned the property.

Question 10

Should I renovate my property before listing it?

Accepted Answer

Not always. Minor cosmetic touch-ups usually yield the best ROI. Our team will advise on cost-effective improvements during valuation.

Question 11

What documents do I need to rent a home in Geneva?

Accepted Answer

Requirements may vary, but applications commonly include proof of identity, proof of income or employment, and other documents requested by the landlord or agency.

Question 12

How much is the security deposit for a rental property?

Accepted Answer

In Switzerland, the rental security deposit is generally capped at a maximum of three months’ rent.

Question 13

Can I find a home if I am relocating from abroad?

Accepted Answer

Yes. We can support international clients throughout the home search and application process, including guidance on local rental requirements.

Question 14

How long does it usually take to find a home in Geneva?

Accepted Answer

The timeline depends on your requirements, budget, preferred location, and current market availability. Starting your search early can improve your options.

Question 15

Who is responsible for minor property repairs during a tenancy?

Accepted Answer

Minor maintenance may be the tenant’s responsibility, while major repairs and structural issues are generally handled by the landlord.

Question 16

How do you help me find the right tenant for my property?

Accepted Answer

We help promote your property, manage enquiries, identify suitable candidates, and support you throughout the tenant selection process.

Question 17

How do you select potential tenants?

Accepted Answer

We review applications based on the information and documentation provided, helping you assess candidates and make an informed selection.

Question 18

Do you handle property viewings with potential tenants?

Accepted Answer

Yes. We can coordinate and support property viewings, helping present your property to suitable prospective tenants.

Question 19

How long does it usually take to find a tenant?

Accepted Answer

The timeline depends on the property, location, rental price, and market demand. We work to connect your property with suitable candidates as efficiently as possible.

Question 20

What happens once a suitable tenant has been selected?

Accepted Answer

Once a tenant is selected, we support the next steps of the placement process, including finalising the rental agreement and coordinating the move-in process where required.

Question 21

Are initial consultations and evaluations free of charge?

Accepted Answer

Yes, 100%. All initial consultations, callback requests, and property valuations are completely free of charge with no obligation to commit.

Question 22

What languages does your advisory team speak?

Accepted Answer

Our international team fluently speaks English, French, and German to ensure smooth communication and seamless negotiations for both local and foreign clients.

Question 23

Where is your office located, and what are your operating hours?

Accepted Answer

Our main office is located at Rue des Alpes 5, 1201 Geneva. We are open Monday through Saturday, from 08:00 to 19:00 (CET).

Question 24

How do you protect my personal data under Swiss privacy laws?

Accepted Answer

Your privacy is paramount. All information you share is strictly protected under the Federal Act on Data Protection (FADP) and Swiss privacy standards. We never share your details with third parties without your explicit consent.

Question 25

How quickly will an expert contact me after I submit an inquiry?

Accepted Answer

During operating hours, our team typically responds within 15 to 30 minutes. Inquiries submitted outside business hours or on Sundays will be addressed first thing the next business morning.

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